Welcome to ONEWallet. These Terms of Service ("Terms") govern your use of the ONEWallet application and services provided by SoosuStudio ("Company", "we", "us"). By using our services, you agree to these Terms.

1. Purpose of Personal Information Processing

We process personal information for the following purposes only:

• Marketing and advertising utilization
• Analyzing access frequency and service usage statistics
• Improving user experience

Personal information will not be used for purposes other than those stated above. If purposes change, we will obtain separate consent as required by applicable privacy laws.

2. Data Retention Period

We process and retain personal information:

• Within the retention period agreed upon during collection
• In accordance with periods required by applicable laws

When the retention period expires or processing purposes are achieved, personal information is destroyed without delay.

3. Your Rights

As a data subject, you may exercise the following rights at any time:

• Request access to your personal information
• Request correction of inaccurate information
• Request deletion of your data
• Request suspension of processing

Rights may be exercised in writing, by email, or by facsimile. We will respond to valid requests without delay.

4. Personal Information Items

We process the following categories of personal information:

• Account information (email, name)
• Device information (device ID, OS version)
• Usage data (access logs, feature usage)
• Card data (stored locally or in encrypted backup)

5. Data Destruction

When personal information is no longer necessary:

1. Destruction Procedure: We identify unnecessary data, obtain approval from our data protection officer, and proceed with destruction.
2. Destruction Method: Electronic files are permanently deleted using technical measures that prevent recovery. Physical documents are shredded or incinerated.

6. Security Measures

We implement the following security measures:

• Regular Audits: Internal audits conducted quarterly to ensure data handling safety.
• Personnel Management: Limited personnel with access to personal information, with regular training provided.
• Technical Protection: Security programs installed to prevent hacking and data breaches, with regular updates.
• Encryption: Passwords are encrypted. Important data transmissions use encryption and security protocols.

7. Cookies

ONEWallet does not use cookies that store and retrieve user information. Any analytics are performed using aggregated, non-personally identifiable data.

8. Data Protection Officer

Our Data Protection Officer handles all matters related to personal information protection and grievance handling.

9. Changes to Terms

We reserve the right to modify these Terms at any time. Material changes will be communicated through app notifications or our website. Continued use of the service after changes constitutes acceptance of the modified Terms.